What’s Covered?

WIDE RANGING COVER

The following is a summary of the main cover limits.

Click here for full policy terms & conditions including excesses.

  • Section & Cover
    (per insured vehicle unless otherwise shown)
  • Cover before you leave
  • - breakdown assistance
  • Emergency roadside repairs and getting your vehicle to a garage
  • Getting you home or helping you continue your journey
  • - replacement vehicle (per day)
  • - replacement vehicle (per day)
  • - extra accommodation (per night)
  • Spare parts delivered for essential repairs
  • Damage to your vehicle after theft or attempted theft
  • Getting your insured vehicle back
  • - vehicle storage
  • - returning the insured vehicle
  • Collecting your insured vehicle from Continental Europe
  • - vehicle collection
  • - vehicle storage
  • If there is no qualified driver available for your insured vehicle
  • - vehicle storage
  • - transporting home
  • - extra accommodation (per night)
  • Customs duty cover
  • - vehicle disposal (duty cost)
  • Guarantee of Spanish bail deposits
  • Legal advice and expenses
  • - judicial hearing in Continental Europe
  • - judicial hearing in United Kingdom
  • Limits
    (up to limit shown)
  • Unlimited
  • £250
  • £2,000 (£100)
  • £2,000 (£100)
  • £450 (£45)
  • Unlimited
  • £100
  • £100
  • £750
  • £600
  • £100
  • £100
  • Unlimited
  • £450 (£45)
  • Unlimited (£500)
  • £1,000
  • £10,000
  • £2,000
  • £1,000

Note

When the motoring breakdown service has provided a replacement vehicle, you will be expected to leave a cash or credit card deposit and produce a clean driving licence. Please make yourself aware of relevant driving regulations abroad.

Eligible Vehicles

The insured vehicle must be:

  • A car, motorcycle over 150cc, motorised caravan, minibus, light van, estate car or 4×4 sport utility vehicle registered in the United Kingdom, the Isle of Man or the Channel Islands. Towed caravans or trailers are not covered unless the additional premium is paid.
  • No more than 15 years old at the date you buy the policy.
  • Not more than 3,500kg in weight (including any load), 7 metres long, 3 metres high and 2.3 metres wide.
  • Not carrying more than the recommended number of passengers (maximum being 8 including the driver).
  • Kept in a safe and roadworthy condition and serviced in accordance with the manufacturers specifications.

Caravans & Trailers

If you are towing a caravan or trailer we can cover this too, provided it’s not over 15 years old (additional premium required).

Choice of policy

Single Trip – this policy is designed for people requiring cover for an individual trip of up to 90 days.

Annual Multi-trip – ideal if you travel frequently to the continent by car; covers you for any number of trips per year with a maximum duration of 31 days for each trip.